Retirement living for over 55s:
All your questions answered

Clifton Victor Harbor is a brand new, purpose-built, lifestyle resort for active and independent over 55s. The resort offers high quality homes at affordable prices, in a beautiful, gated community with superb communal
facilities. Residents own their own homes without the cost of buying the land, giving you the opportunity to downsize and free up capital. Because you are not buying the land there is no stamp duty on purchase, and there
are no complicated entry, exit or deferred management fees. Our resort, located on the Fleurieu Peninsula of SA, offers you the opportunity to enjoy a low maintenance lock-up-and-go lifestyle, in beautiful surrounds, amongst a friendly community of like-minded neighbours.

In Clifton Victor Harbor you have the benefit of owning your own home, without the cost of buying the land. You don’t pay any stamp duty, and unlike many retirement villages, there are no entry or exit fees, no deferred management fees, and you keep any capital gains when you sell.

Yes, you own your home outright, while you have a secure long term lease over the land that your home is situated on.

No. Stamp duty does not apply to purchase of homes in Clifton Victor Harbor.

Your right to occupy your land is secure and the Residential Park Site Agreement is protected by the SA State Government under the Residential Parks Act 2007. This legislation protects the rights and interests of residents in Residential Parks such as Clifton Victor Harbor.

The Residential Parks Act 2007 is administered by Consumer and Business Services. Additional information explaining the laws can be provided by our office, or alternatively further details can be obtained directly from Consumer and Business Services: www.sa.gov.au search residential parks agreements.

There is no requirement for you to engage a solicitor, however you are more than welcome to consult one should you choose.

Yes. You are free to sell your home at any time. We can assist you in selling your home or you can appoint an external selling agent.

No. There are no entry, exit or deferred management fees. All sale proceeds and capital gains are yours to keep.

Yes. When you sell your home, all sale proceeds and capital gains are yours to keep. There are no exit or deferred management fees.

Yes. Your home is part of your estate’s assets and as such it can be included in your will. Your beneficiaries may reside in the home if they meet the criteria, or they can sell the home at any time and all sale proceeds and capital gains belong to them. There are no hidden costs nor exit fees.

You pay a weekly site fee which covers rent for your land, use of all resort facilities, and various costs associated with running and maintaining the community. Site fees are payable fortnightly. More information on site
fee costs and what they cover can be provided by our sales office.

The site fees will be adjusted annually according to a formula in each resident’s Residential Park Site Agreement. More information on site fee increases can be provided by our sales office.

If you receive a government pension or payments through Centrelink or Veterans Affairs, it is likely that you will be entitled to receive rent assistance, which can in effect help to reduce the site fees that you pay. For full information about how rent assistance is determined and calculated see: www.humanservices.gov.au/rentassistance

No. As a resident of Clifton Victor Harbor you do not pay body corporate fees, council rates or land tax.

You are responsible for services to your home such as electricity, water, gas, telecommunications, home and contents insurance, and maintenance of your home.

Moving to a lifestyle resort can affect your pension entitlement and eligibility for rent assistance. For many people their pension will remain the same and they may become eligible for rent assistance, which they didn’t receive before, to contribute towards weekly site fees. Residents are advised to discuss their particular circumstances with the Department of Human Services or Centrelink. www.humanservices.gov.au

Yes, all homes come with a builder’s warranty in respect to structural and general defects. More details on this will be provided in the contract.

Clifton Victor Harbor has been specially designed for an over 55s community, and therefore you must be over the age of 55 to live in our resort (or if a couple, at least one of you must be over 55). You do not need to be retired, the resort welcomes both working and retired over 55s.

Yes, most definitely. Whether you are retired, still working, married or single, you will find a strong sense of community and security with likeminded people at Clifton Victor Harbor.

Yes. If a resident has guests staying for more than a week they are required to let us know their names and their intended length of stay. Guests and visitors are required to abide by the Park Rules at all times.

Clifton Victor Harbor is pet friendly and one pet is permitted in your home. In order to maintain a high quality of amenity for all residents, pet owners are required to sign and comply with Clifton’s Pet Policy

No. Clifton Victor Harbor does not have caravan, campervan or boat storage available.

Clifton Victor Harbor is a gated community with entry via an electronically operated gate.

The community management maintains all the communal areas, including the landscaping in the road reserve in front of your home. You are responsible for maintaining your own front garden within your site boundary and your rear and side gardens.

If the operator sells the community, your tenure will still be protected by the Residential Parks Act 2007.

No, Clifton Victor Harbor is an independent living community and does not provide any care services to residents.